The Walt Disney Company, Chase and Visa have come up with the Disney Rewards Visa Card from Chase. This credit card allows its customers to transform their daily purchases into magical Disney rewards, which include much-liked Disney toys the latest Disney DVDs and entertaining Disney vacations.
Benefits of the Card
Disneyâ??s VisaÂ® Credit Card from Chase gives you the opportunity to earn as well as redeem Disney rewards easily and quickly. The other vital features of the card that make it one among todayâ??s most competitive rewards cards are the exclusive flexibility, attractive interest rate and absence of blackout dates.
The Disney Rewards Visa Card from Chase also provides platinum card benefits and competitive interest rates. The credit card is a low cost visa card offering the cardholder fabulous deals on Disney products that include merchandise and vacations.
The Rewards Program of the card will enable you to obtain a 1% rebate on all your purchases. The 1% rebate is then converted into Disney Reward Dollars, at the rate of 1 reward dollar for spending every $100 on purchases. You can then redeem your reward dollars for obtaining Disney products, like Disney branded toys, clothing, DVDs and more.
The reward dollars can be further utilized for visiting Disney theme parks and for over night staying at Disney restaurants and hotels. However, there is a preset limit of earning 750 Disney Reward Dollars per year. It is also very vital that you use all the earned reward dollars within a five-year duration.
The Disney Rewards Visa Card from Chase also provides facilities like a zero percent interest rate on the qualified purchases of Disney Vacations package for the initial six months. After the expiry of the introductory period, the annual percentage rate (APR) remains reasonable. The new cardholders will also receive a $15 gift card from the Disney store after making their first purchase. There is no annual fee. Furthermore, the card will also holds the promise for special savings and discounts at the Walt Disney World Resort and Disneyland Resort.
The card offers the platinum card benefits, like travel accident insurance, emergency card and cash replacement, auto rental insurance and other emergency assistant services. The card also provides purchase protection and extended warranties on select purchases. You can also enjoy direct access to your account information for transactional operations over the Internet.
However, the card is unfavorable for you if you have plans for carrying an occasional large revolving balance, as the card determines finance charges in the ‘Two Cycles Average Daily Balance’ method, which is costly in comparison to the ‘Average Daily Balance’ method used by most of the credit card issuers.
The Disney Rewards Visa Card from Chase provides benefits like many Internet account related services, lost as well as stolen card reporting, a financial statement at the end of the year, and no liability for unauthorized transactions.
You will surely love this card if you enjoy Disney, are a child at heart or have kids. Nonetheless, you should carefully examine the applicable restrictions, exclusions and limitations. Prior to opening an account, you must go through the Guide to Benefits for detailed information.